General Liability
California | Corona, CA | $1M/$2M limits | Same-day COI | From $42/mo | All CA businesses
Call (833) 371 5800 or request a GL quote.
What is general liability (GL)?
GL protects your business if someone gets hurt or property is damaged because of your work. It is the #1 insurance required by landlords, cities, and general contractors in California.
What it covers — 6 protections
- Bodily injury — slip & fall. Pays medical, lawsuit, settlement.
- Property damage — you damage a client’s property at the job site.
- Products & completed operations — a product sold or work done causes injury later.
- Personal & advertising injury — slander, libel, copyright in ads.
- Medical payments $5k–$10k — quick settlement without a lawsuit.
- Legal defense costs — attorney and court fees even if you are not at fault.
Limits we offer in CA
- $1M/$2M — most common (about 90% of leases and contracts)
- $2M/$4M — for large contracts, cities, schools, malls
- $300k/$600k — for small handyman / low risk
- Umbrella up to $10M if a contract requires more
Who needs GL in California?
- Contractors: general, handyman, electrician, plumber, painter, roofing, janitorial
- Small business: shops, salons, barbers, restaurants, food trucks
- LLCs / corps — often required to keep corporate protection
- Anyone with a lease (most CA landlords require it) or a contract
Starting prices at Jaikar
Ballpark only — a licensed advisor will quote your class of work.
| Type of work | Starting range |
|---|---|
| Handyman / janitorial | From $500/yr ($42/mo) |
| Small shop / office | From $600/yr ($50/mo) |
| Small contractor | From $800–$1,500/yr |
| Restaurant / food | From $1,200/yr |
What GL does not cover
- Employee injuries — you need workers comp
- Your own tools / property — you need property / inland marine
- Professional mistakes — you need E&O / professional liability
- Commercial vehicles — you need commercial auto
Why choose Jaikar for GL in CA
- Same-day COI — landlord / city / GC — free additional insured
- Low down payment + monthly plans | Bundle & save 25% with BOP / WC / auto
- CA licensed — we know CSLB and city requirements | Punjabi / English / Hindi
- Fast 10-min quote: business name, type of work, revenue, employees
Fast quote in 10 minutes. Call (833) 371 5800 or start a GL quote →